OUR SERVICES

Independent actuarial intelligence built for consultants, CFOs, and benefit leaders who demand clarity, not just compliance.

Independent Actuarial Support Built for Strategy

Parsons Risk Strategies delivers core actuarial services, forensic claims analysis, and multi-year strategy modeling designed to empower your decisions and future-proof your health plans.

Whether you're advising clients or managing a complex self-funded plan, our insights go deeper—uncovering patterns, identifying risks, and building resilient funding and reserve strategies.

We serve:
Brokers & Consultants | CFOs & Finance Teams | HR & Benefits Leaders | C-Suite Decision Makers

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Stage 1:
Core Actuarial Services

Laying the foundation with robust actuarial analysis and compliance-ready reporting.

Actuarial Projections & Premium Calculations
Contribution Modeling & Plan Design Insights
IBNR & Reserve Calculations
Stop Loss Evaluation & Reserve Policy Design
Mental Health Parity (MHPAEA) Certification
ORC 9.833 Actuarial Certifications
Retiree Medical Liability Review & Disclosures
Self-Funded vs. Fully-Insured Feasibility Evaluations
Compliance Reporting & Regulatory Guidance

Why this matters: For HR teams and CFOs, this stage eliminates uncertainty and ensures benefits decisions are backed by actuarial rigor—not guesswork.

Stage 2:
Actuarial Forensics

We reveal what’s really driving costs—and what to do about it.

Large Claim Analysis – Identify anomalies, patterns, and recurrences
“Little/Big” and Mega Claims Insights: A PRS proprietary approach
Claims Benchmarking – Compare performance against peers or targets
Funding History Analysis – Spot inconsistencies, missed trends, or underperformance
Market & Provider Shift Reviews – Regional and carrier trend analysis
Forensic Rate-Setting Reviews – Retrospective and prospective

Who benefits: Benefits consultants and brokers gain client trust and competitive edge. C-Suite leaders gain clear visuals on risk exposure and drivers.

Stage 3:
Multi-Year Actuarial Modeling & Strategy

Build what’s next—backed by precision & customized forecasting.

Interactive Multi-Year Model – Predict plan costs, contributions, and liabilities
Written Reserve & Stop Loss Strategy – Protect budgets from worst-case scenarios
Funding Strategy Design – Align employer and employee contributions
Plan Design Simulations – Forecast the cost impact of plan design changes
Quarterly or Monthly Monitoring
Executive & Board-Level Summaries

Real-world results: CFOs can finally forecast with confidence. Superintendents, city leaders, and CEOs receive board-ready reports that support mission-critical decisions.

Why PRS?

What Sets Us Apart

Truly Independent – No carriers, no conflicts—just strategic support.
Trusted Partner – You'll gain 35+ years of true partnership with Parsons Risk Strategies
Deeper Forensics – Our proprietary “Little/Big Claims” approach uncovers the full story.
Custom Multi-Year Modeling – Your plan, your data, your strategy.
Board-Ready Strategy – Insight that resonates at every leadership level.
Decades of Experience – With school districts, hospitals, municipalities, and corporate clients.
Consultant-Aligned – We protect and strengthen your client relationships—not compete for them.

Are We a Good Fit For You and Your Team?

Who We Support

HR & Benefits Leaders
We deliver clarity around plan design, compliance, and cost management so you can provide competitive benefits with confidence.

CFOs & Finance Teams
We remove financial surprises with certified forecasting, reserve strategy, and actionable insight—essential tools for protecting your bottom line.

Consultants & Brokers
We partner with you behind the scenes, delivering forensic insight and customized models that strengthen your client relationships.

C-Suite Executives
We simplify complexity and provide board-ready visuals so you can align healthcare funding with long-term strategic goals.

Ready for a Fresh Perspective?

Let Us Remove the Noise in Healthcare

At Parsons Risk Strategies (PRS), we’re pleased to offer a free consultation to help you get started. During this no-obligation session, we will:

Review and evaluate your existing reports
Provide expert insights and actionable recommendations
Meet with key stakeholders to discuss strategic opportunities

Areas of Specialized Expertise:

Collective Bargaining Support – Trusted actuarial guidance for union negotiations
Healthcare Provider Strategies – Deep knowledge of provider economics and local partnerships
Health Rosetta Advisor – Nationally aligned with healthcare transparency and reform standards

Let's Chat. Schedule a call with us today!